Fisher and Allman

<body bgcolor="#ffffff" text="#000000"> <table style="font-family:Arial, Helvetica, sans-serif;" border="0" cellpadding="0" cellspacing="0" width="609"> <tr> <td width="384" valign="top"> <table cellpadding="3" cellspacing="0" border="0" width="384"> <tr> <td align="center" width="1%" valign="middle"> <img src="/files/18777/slug.jpg" alt="Fisher and Allman" height="130" width="102" border="0"> </td> <td> <img src="/graphics/spacer.gif" WIDTH="10" HEIGHT="1" border="0"></td> <td align="left" valign="middle" width="99%"> <span style="font: 13.5pt bold Arial, Helvetica, sans-serif;"> D. Scott Fisher, CLU<br>Joseph S. Allman </span> <br> <span style="font: 10pt Arial, Helvetica, sans-serif;"> <b>Financial Service Professionals</b> <br> <br> <table border="0" cellpadding="0" cellspacing="0"> <tr style="font:10pt Arial, Helvetica, sans-serif; vertical-align:top;"> <td>Email:  </td><td> <a href="mailto:dsfisher1@ft.newyorklife.com "> dsfisher1@ft.newyorklife.com </a> <br> </td> </tr> </table> </span> </td> </tr> <tr> <td colspan="4" style="font: 10pt Arial, Helvetica, sans-serif; vertical-align:top;"> As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start. <br /> <br /> Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. As New York Life insurance agents, and a Registered Representatives of NYLIFE Securities [4400 Cox Rd. Ste. 110, Glen Allen, VA 23060 804 935-5300], we are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives. <br /> <br /> Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest. <br /> <br /> <small>D. Scott Fisher and Joseph S. Allman are agents licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Virginia. No insurance business may be conducted outside this/these state referenced.<br /> <br /> D. Scott Fisher and Joseph S. Allman are Registered Representatives of and offers securities products & services through NYLIFE Securities, Member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of NC and VA. No offers may be made or accepted from any resident outside the specific states referenced. </small> </td> </tr> </table> <table border="0" cellpadding="0" cellspacing="0" width="384"> <tr><td colspan="2" width="192"> </td><td colspan="2" width="192" height="43" valign="bottom"><img src="/graphics/N/TA11_r4_c4.gif" width="192" height="43" border="0" alt="Newsletters"></td></tr> <tr><td colspan="2" width="192"> </td><td width="14" valign="top" background="/graphics/N/TA11_r5_c4.gif"> </td> <td valign="top" width="178"> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1766" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">HOT TOPIC: Moving Forward from the Credit Crisis</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> On Monday, September 15, 2008, the country awoke to news that three of the nation's largest financial institutions were unable to survive without help. Now, more than a year after that fateful September day, the economy shows signs of stability.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1820" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">The Measure of a Life</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> One way to help mitigate the financial blow of the loss of a head of household is through life insurance.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1871" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">New Year: Check and (Re)balance</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> Even if people have become jaded about making new year's resolutions, it shouldn't stop them from doing what they need to do to accomplish their financial goals.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=content.cfm?ID=1922" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#003366">Love and Marriage and Retirement</font></b></a> <font size="1" face="Arial, Helvetica, sans-serif"><br> More than 80% of married couples 45 to 72 say they don't agree on when they should retire, what their retirement lifestyle should look like, or whether they will work in retirement.</font></p> <p><a style="text-decoration:none" href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <b><font size="2" face="Arial, Helvetica, sans-serif" color="#FF0000">More Newsletters>>></font></b></a> </p> </td></tr> </table> </td> <td width="225" valign="top"> <div class="flashBrandingElement" style="margin:3px 0 12px 4px;"> <script type="text/javascript"> AC_FL_RunContent('codebase','http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=7,0,19,0','width','215','height','130','src','/files/movies/classic-b','movie','/files/movies/classic-b','quality','high','wmode','transparent','pluginspage','http://www.macromedia.com/go/getflashplayer'); 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return false;" target="_blank"><font color="#000000">Log in or create</font></a> a Personal Folder</font> </td> </tr> <tr> <td colspan="2" width="192" height="43"><img src="/graphics/N/TA11_r4_c6.gif" width="225" height="43" border="0"></td> </tr><tr> <td rowspan="13" width="14" valign="top" background="/graphics/N/TA11_r5_c6.gif"> </td> <td width="211"><a href="index.cfm?type=R&source=research_hdr.cfm" target="_top"> <img src="/graphics/N/TA11_r5_c7.gif" width="211" height="52" border="0" alt="Articles"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">Educate yourself on a variety of <br> financial topics.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=C&source=calc_hdr.cfm" target="_top"> <img src="/graphics/N/TA11_r7_c7.gif" width="211" height="56" border="0" alt="Calculators"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1">A host of financial tools to assist<br>you.</font></td> </tr><tr> <td width="211"><a href="index.cfm?type=N&source=news_hdr.cfm" target="_top"> <img src="/graphics/N/TA11_r9_c7.gif" width="211" height="56" border="0" alt="Newsletters"></a></td> </tr> <tr> <td valign="top" width="211"><font face="Arial, Helvetica, sans-serif" size="1"> Timely Newsletters to help you<br>stay current.</font></td> </tr> <tr> <td width="211"> <a href="glossary.cfm" target="mondo"> <img src="/graphics/N/TA11_r11_c7.gif" width="211" height="56" border="0" alt="Glossary"></a></td> </tr> <tr> <td valign="top" width="211"> <font size="1" face="Arial, Helvetica, sans-serif"> Financial terms from A to Z. </font> </td> </tr> <tr> <td width="211"><img name="Leftnavmain_r13_c7" src="/graphics/N/TA11_r13_c7.gif" width="211" height="14" border="0"></td> </tr> </table> </td> </tr> <tr><td colspan="3"><br><font face="Arial, Helvetica, sans-serif" size="1"><div align="center"> <br>Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br><a href="http://www.fisherallman.com/files/NYLAgentdisclaimer.htm" TARGET="_blank"> Copyright 2010. 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